kiwigo logo

AMA Recap with SparkPoint Community

The AMA Session was attended by thousands of members at the TG Channel. Mr. Karan, the Partnership and Outreach Manager of SparkPoint, kicked off the session with Mr. Gregory Schmidt, the CEO, and founder of KiwiGo.

K: Hey Greg. Glad to have you here with us.

Hi Community! It’s time for another SparkPoint AMA session. This time for the AMA, we have KiwiGo — KiwiPay Pte Ltd is a Singaporean company created after the merger of Kiwi Pay Group (Hong Kong) and Meal Temple Group (Australia).

Greg: Thanks for organizing this AMA :)

K: Today we have been joined by Gregory Schmidt — A veteran digital entrepreneur, with a career spanning over 15 years, specialized in mobile payment and banking networks. He is a member of the OCCE, and responsible for a working group dedicated to financing and nurturing startups in green techs, and promoting the inclusion of blockchains. In the late 2000s he launched multiple digital media websites in France, centered around video monetization and personnel blogs. Following some early success he expanded his websites to other markets and sold the activity in 2012. He ran multiple successful ventures with new projects in Europe until 2016 when he created the first Fintech Company in Laos with Alipay (a subsidiary of Alibaba Group) as partners. The project evolved as KiwiPay and then extended to over 20 countries as KiwiGo after a merger with Meal Temple Group.

Karan: Honored to be a host 😅

Greg: Hello to the SparkPoint community.

K: So Greg! what brought you to start with KiwiGo?

G: I founded KiwiPay in 2016, as a payment processor in Laos. Over the years we have acquired a massive merchant network then extended to 20 countries in Africa. As we are specialized in payment we wish to boost the cryptocurrency adoption in these country. KGO main use case will be payment.

K: I must say we all have a similar goal i.e. adoption — its been growing slowly but surely though 😃

G: We also would like go Surely :)

G: First you need to understand that our core business is payment but our app has a lot of functionality like Ride-hailing (same as Uber), food delivery (same as FoodPanda) in the same app. The B2C KiwiGo app is made to create an entry point and help develop the network for payment of goods and services with crypto. If you would like to have more pieces of information about KGO Crypto, you can visit our website , but you can also see all our business.

K: Get ready with your questions community!

The AMA Session with #SparkyCommunity

Q: What major partnerships does KiwiGo intend to use or how does KiwiGo bring its products to the average consumer — especially non-crypto users?

G: We partner with major Fintech (Alipay , True money , Orange pay) and the biggest bank in Africa.

Q: Can you list the most important features of KiwiGo that set it apart from its competitors in the same field? What advantages do you believe in the most in your project?

G: The main features are E-wallet, ride hailing and on-demand delivery. What set us apart is our Geography and the Payment Solution Provider licenses that we have acquired in 20 countries over the last 3 years.

Q: Do you have any Coin Burn or BuyBack system or do you have any plan to burn Token to increase token value and attract investors to invest in your project on Defi?

G: We have a scheduled burn program , every 6 months starting from 24 September. you can read more about it on

Q: Most investors focus only on the short-term price of the token instead of the actual value of the project. So what are the benefits for long-term investors in KiwiGo?

G: On the medium long term , we partner with Central Banks and government to drive crypto adoption in Africa. We expect users to buy daily essentials in West and Central African countries using the KGO crypto before the end of the year.

Q: KiwiGo is a global project or a local project? At present, which market are you focus on, or is it focused on building and growing to gain customers, users, and partners?

G: It’s a global project, we enable payment processing in 190 countries (50 currencies) , for rideshare , e-wallet and on demand delivery we have 20+ countries (3 in Asia and 17 in Africa).

Q: I would like to know if you’ve completed any security audits? Perhaps by third parties? We’ve seen dozens of hacks, exploits, and stuff like that this year, What measures have been taken to protect the KiwiGo community from it?

G: We have been successfully audited by Certik in May 2021. ( you can find the Certik Link.

Q: Many new projects initially developed well but were suddenly abandoned. How will KiwiGo manage the project to maintain its position in the market and become a good project in the blockchain world?

G:“KiwiPay started in 2016, our company works with central banks for 5 years now, the crypto is a tool for our development. We see ourselves working on this project for the next 15 years at least. Today we have done 1% of goal to promote adoption of financial services and crypto in frontier markets”

Q: What are your top 3 things for priorities in 2021? Could you share some plans for the upcoming year?

G: The main motivation for us is to create financial inclusion and jobs in the most challenging economies of the world.

“The priorities are to keep expending our merchant network using partnership with banks and Fintech as well as keep expanding geographically, last months we incorporated in Uganda , this month we are starting in Tanzania.

Q: What is the structure of this project, is it decentralized or an open-sourced protocol where everybody can contribute? If so, how does the governance plan being handled?

Q: What do you do to make KiwiGo revenue? Tell me what strategy/model is it? How profitable?

G: 90% of our revenue are made from our B2B business model, which is payment processing. Basically companies use our payment gateway to process checkout and settle payments in frontier markets.

Q: A blockchain project has a lot of potentials. What are the differences and advantages of KiwiGo compared to other projects?

G: We use the BSC blockchain, we see it as an opportunity to process payment faster and reduce the barrier of financial inclusion which are fees and processing time.

Q: When are you gonna launch your own mainnet? Is there any plan for that?

G: No we will keep using the BSC mainnet for now as it has the network and necessary API to reach our goals.

Q: Now, the launching process is easy, but to develop the ecosystem, stabilize prices & expand the market is a challenge for every project. So what are your team's first steps towards solving this problem?

G: Developing the merchant ecosystem is our main strength we shake hands with local banks to acquire large amount of merchant in one time. Example when we partner with a bank our QR code can be deployed to almost 50,000 of their merchant in few weeks by updated their POS.

Q: What are the real-life use cases of KiwiGo? What are the important use cases that are worth highlighting?

G: The real life use case is payment , we want people to be able to pay on our merchant network using our QR code with crypto. Today you can do it with E-wallet, we are working closely with central banks for crypto adoption especially in Africa where the governments are more crypto friendly.

You may also like to read our article about SparkPoint

Trade KGO now in the SparkSwap platform

Learn more about SparkPoint and SparkDeFi from the following links:

SparkPoint Website:
SparkDeFi Website:

Trade SRK:
Trade SFUEL:
SRK-ETH on Uniswap:

Telegram Announcements (SparkPoint):
Telegram Announcements (SparkDeFi):
SparkPoint Community on Telegram:
SparkDeFi Community on Telegram:
SparkPoint Twitter:
SparkPoint Facebook:
SparkPoint Instagram:
SparkDeFi Twitter:
SparkDeFi Facebook:
SparkDeFi Instagram: